Health insurance is the key to obtaining needed health care services, and those who lack insurance are less likely to get timely and appropriate care than their insured counterparts. With the seemingly unstoppable rising costs of health care provision and hospitalization makes it ever more important that everyone has at least basic health care cover.

Government statistics show that on any given day that in 1999 there were 43 million people in the United States without any form of health insurance or medical cover, these people are taking an incalculable risk everyday they remain without cover.

62% of Americans are able to obtain at least basic health insurance cover through their place of employment whilst the self-employed and the unemployed find it difficult to locate affordable health insurance and as a consequence end up with no insurance cover whatsoever.

The same government statistics state that 15% of the population had no coverage at all in 1999.

In 1996 and 1997, 15 percent of uninsured pregnant women never went to the doctor before giving birth, compared with 4 percent of women with private or public coverage. The consequences of this unmeasurable as many young children will not see a health care provider unless they are seriously ill by which time it maybe too late and long lasting damage may well have occurred.

Health care providers and other experts all recommend that every one have some type of health insurance for the necessary time when they'll need to visit their Doctor or hospital. This article has been written by http://www.personal-health-insurance.info For more information on health insurance, visit our web site http://www.personal-health-insurance.info Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:p-h-i@t4star.com Thank you.